Shared expenses for couples
It isn't a weekend trip: it's the groceries, the rent and the bills, every month. And talking about money every week wears you down more than the money does.
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A couple's problem isn't a trip's problem
A trip has a beginning and an end. A relationship doesn't: expenses pile up month after month and the account never quite closes. That's how "we'll sort it out later" turns into an awkward conversation three months on.
There's another difference: couples often don't split evenly. If one earns considerably more, halving everything isn't fair — and keeping that tally by hand is impossible.
Split by percentage, not always down the middle
Each expense can be split equally, by percentage or by exact amounts. If you agree on 60/40 based on what each of you earns, you set it and the app does the rest. You can also leave out whatever is only one person's.
The household and the two of you, kept apart
Keep one group for the home — rent, power, groceries, internet — and another for what you do together: dinners, trips, presents. That way the monthly balance doesn't get tangled up with the summer holiday.
When it's time to square up
A payment closes when the person owed confirms it, not when the payer says so. It sounds small and it heads off the classic "I thought I'd already sent you that". It's recorded, and that's the end of it.
Everyday life as a couple, without adding the same bills every month
Rent, power, internet or Netflix are the same every month. Add them once with “Repeat every month” and they turn up on their own each month, on the same day and split the same way, even if neither of you opens the app. Nothing gets duplicated.
Not splitting down the middle? Set the group’s usual split once, say 60/40, and every new expense comes already split that way. Monthly repeats keep that same split, and you can still change it on any single expense.
Month wrap-up: from the 25th to the 5th
From the 25th to the 5th of the next month, the group shows at the top what was spent that month and who needs to pay whom. Tap “Settle up now” to go straight to settling, with the fewest payments possible, and start the month all square.
To organise all the fixed household bills, see our guide to shared monthly expenses (in Spanish).
Frequently asked questions
Can we split 60/40 instead of evenly?
Yes. Set the group’s usual split once (60/40 or whatever suits you) and every new expense comes already split that way. You can still change it on a single expense: equally, by percentage or by exact amounts.
Does it work for fixed monthly bills?
Yes. When you add the rent, power, internet or Netflix, switch on “Repeat every month” and they’ll be added automatically on the same day each month, split the same way, even if neither of you opens the app. And if you like, home costs and things you do together can live in separate groups.
Does my partner see everything I add?
Inside a group, both of you see the same expenses — that's the point. Anything you don't want to share, simply don't add to that group.
Do we have to pay?
No. Adding expenses, seeing the balance and settling up are free and ad-free. AI receipt scanning, item by item, and stats are Premium, with a 14-day trial.
What is the month wrap-up?
From the 25th to the 5th of the next month, the group shows what you spent that month and who needs to pay whom. Tap “Settle up now” to go straight to settling and start the month all square.
Start for free
Create your first group in a minute. Not everyone needs to install it: you can add someone who hasn't got it and invite them later.
Keep reading: Split travel expenses with friends · A Splitwise alternative · Home · Help